Who do these Terms apply to?
These Terms of Use ("Terms") govern access to and use of the website located at credonique.com and all its subpages (the "Site"), operated by Credonique SRL. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site. These Terms apply to all visitors, users, and anyone who accesses the Site.
Can these Terms change?
Credonique reserves the right to modify these Terms at any time. Changes take effect upon publication on this page. The date at the top indicates the most recent update. Continued use of the Site after any modification constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.
What kind of content does Credonique publish?
All content published on this Site is strictly educational and informational in nature. Credonique is a financial education center focused on the Argentine real estate market. The content is designed to explain concepts, structures, and processes related to real estate finance in Argentina, including fideicomisos de construcción, project prospectuses, financial schedules, and related legal frameworks.
Does the content on this Site constitute financial or legal advice?
No. Nothing on this Site constitutes personalized financial advice, investment advice, legal counsel, or a recommendation to participate in any specific real estate project, investment opportunity, or financial product. The information is provided for general educational purposes only. Users should consult qualified professionals — including licensed financial advisors, lawyers, and accountants — before making any financial or legal decisions. Credonique does not recommend, endorse, or evaluate any specific real estate project, developer, or investment opportunity.
Who owns the content on this Site?
All content on this Site — including but not limited to text, graphics, logos, images, educational materials, and the overall design — is the property of Credonique SRL or its content suppliers and is protected by Argentine and international intellectual property law. The Credonique name and logo are proprietary identifiers of Credonique SRL.
What can users do with the content?
You may access and view content on this Site for personal, non-commercial educational purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this Site without the prior written consent of Credonique SRL. Linking to this Site from third-party websites is permitted provided it is done in a manner that is fair and does not damage Credonique's reputation.
What conduct is expected of users?
When using this Site, you agree not to: (a) use the Site for any unlawful purpose or in violation of applicable Argentine law; (b) attempt to gain unauthorized access to any part of the Site or its systems; (c) transmit any content that is defamatory, offensive, or infringes the rights of third parties; (d) use automated tools to scrape, copy, or extract content from the Site without authorization; (e) interfere with the proper functioning of the Site or its servers.
What limitations apply to Credonique's liability?
To the maximum extent permitted by applicable Argentine law, Credonique SRL shall not be liable for any direct, indirect, incidental, or consequential damages arising from: (a) your use of or inability to use the Site; (b) any decisions made based on information obtained from the Site; (c) errors, inaccuracies, or omissions in the content; (d) unauthorized access to your data; (e) interruptions or technical failures of the Site. The Site is provided on an "as is" and "as available" basis without warranties of any kind.
Does Credonique guarantee the accuracy of educational content?
Credonique makes reasonable efforts to ensure that educational content is accurate and up to date. However, Argentine real estate law and market conditions change over time. Content may not reflect the most recent legal or regulatory developments. Users are responsible for verifying current applicable law and regulations with qualified professionals before acting on any information obtained from this Site.
Does this Site link to external websites?
This Site may contain links to external websites for informational purposes. Credonique does not control, endorse, or take responsibility for the content, privacy practices, or availability of any third-party websites. Accessing external links is at your own risk. The inclusion of a link does not imply any relationship, recommendation, or endorsement by Credonique of the linked site or its operators.
Which law governs these Terms?
These Terms are governed by and construed in accordance with the laws of the Argentine Republic, without regard to conflict of law principles. Any dispute arising from or relating to these Terms or the use of this Site shall be subject to the exclusive jurisdiction of the ordinary courts of the Ciudad Autónoma de Buenos Aires, Argentina. Users who access this Site from outside Argentina do so on their own initiative and are responsible for compliance with local laws.
How can you contact Credonique regarding these Terms?
For questions or concerns about these Terms of Use, please contact: Credonique SRL, Mz 08 Pc 05 B° Hipólito Irigoyen, H3730 Charata, Chaco, Argentina. Email: info@credonique.com. Phone: +54 3731 411901.